Vantage Point Insurance has an extensive variety of products for contractors, including general liability, property and inland marine, workers’ compensation, auto, umbrella, and surety and fidelity.
Are you eligible:
As a brokerage, we have the ability to place your insurance needs with the carrier that best fits your business. Here are a few that are eligible.
- New ventures acceptable
- Must have a valid contractors license unless licensing is not required by the state contractors board
- Artisans doing new residential & commercial acceptable
- Structural remodelers acceptable
- Non-structural remodel work on condominiums
- Work on apartments acceptable
- (No NEW apartment work)
- Up to $1.5 Million in receipts
- Sub costs up to $100,000 or 25% of annual gross receipts, whichever is higher
For our contractors focused on the following we have options as well;
- GC doing ground-up construction for new residential or commercial
- Tract home developers
- Framers
- Roofers
- Window installers
- New residential foundation
Some top contractor general liability categories
- Door/Millwork Installation – metal
- Carpentry Interior
- Painting Interior/Exterior
- Plumbing Commercial
- Tile/Stone Installation
- Plumbing Residential
- HVAC no LPG
- Landscape Gardening
- Handyman
- Drywall
Some additional options available for most contractors include;
- Higher limits up to $2M/$4M/$4M
- Class Limitation Buyback
- Multiple payment options
- Auto-renewal available
- Faulty Workmanship Coverage Endorsement
- Contractors Miscellaneous Tools & Small Equipment Coverage
- Primary wording & waiver of subrogation is available at no additional charge
- Medical Options: $5k, $10k, $25k
- Damage to Rented Premises: $300k, $500k, $1M
- Optional 15% credit is available for 100% service/repair work
- (varies by class code)
Vantage Point Insurance offers a variety of products for contractors, including:
- Contractors Enhancement
- Our proprietary GL enhancement form includes Blanket Additional Insured for ongoing operations, Blanket Waiver of Subrogation, Per Project Aggregate, and other valuable coverages.
- Contractors Advantage:
- Our proprietary endorsement provides Property and Inland Marine coverages, including small tools, installation floater, business personal property, and other valuable coverages.
- Additional Insured:
- Available on a blanket or individual basis for ongoing and/or completed operations. Business Auto Protection: Our proprietary Commercial Auto enhancement form with 3 levels of coverage options (Plus, Gold and Platinum) and coverage upgrades beyond the standard ISO form.
- Additional coverage options:
- Property and Inland Marine, Workers’ Compensation, Umbrella, Surety and Fidelity, Errors & Omissions, and more.
Meeting our Client’s Workers Comp Needs
We offer services to help your clients prevent and respond to workplace injuries, including:
- Workplace safety guidance
- •Medical and disability management
- Return-to-work resources
- An efficient claims process with dedicated teams supporting workers’ comp
We understand insurance is expensive, Vantage Point Insurance saves you money, get your quote today.